Silverstone Leasing vs. NHS Fleet Solutions
Silverstone Leasing

Silverstone Leasing vs. NHS Fleet Solutions: A Comparative Analysis of Personalised Leasing Services

In the competitive landscape of car leasing in the UK, customers often look for services that offer the best deals and provide personalised guidance and support. This article compares two prominent leasing services, Silverstone Leasing and NHS Fleet Solutions, to determine which is more suited for customers who prefer to interact with a leasing account manager for a personal experience.

NHS Car Leasing

Understanding Personalised Service in Car Leasing

The Importance of Personalised Interaction

Personalised service in car leasing extends beyond simple transactional interactions. It involves understanding customer needs, providing tailored advice, and ensuring a seamless experience from initial inquiry to vehicle delivery. This level of service is crucial for many customers, particularly those not well-versed in the intricacies of car leasing.

Comparative Analysis: Silverstone Leasing vs. NHS Fleet Solutions

Silverstone Leasing: Dedicated Account Management

Silverstone Leasing excels in offering personalised leasing solutions through its dedicated account managers. Customers benefit from having a single point of contact throughout their leasing journey, which enhances the overall experience and satisfaction. This approach mainly benefits those who require bespoke solutions and value ongoing support.

Key Features:

  • Tailored Leasing Options: Each client’s financial and personal preferences are considered when creating custom lease agreements.
  • Expert Guidance: Account managers at Silverstone Leasing are well-trained and knowledgeable, ready to provide specialist advice on everything from vehicle selection to lease terms.

NHS Fleet Solutions: Specialised Service for Public Sector Employees

NHS Fleet Solutions primarily caters to NHS and other public sector employees, offering a salary sacrifice scheme that enables affordable leasing options. While their service is specialised, the level of personal interaction can vary.

Service Aspects:

  • Salary Sacrifice Scheme: This scheme is attractive for its cost-saving potential but may not offer the same level of personalised interaction as a dedicated account manager system.
  • Limited Customisation: The focus is more on providing cost-effective leasing solutions than customised client experiences.

Customer Service and Support

NHS Car Leasing Service

Silverstone Leasing: Building Long-Term Relationships

Silverstone Leasing’s approach to customer service is centred around building relationships. Customers can expect proactive communication and comprehensive support throughout their leasing term. This relational approach is ideal for those who appreciate a hands-on service that adapts to their changing needs.

NHS Fleet Solutions: Efficient but Impersonal

While NHS Fleet Solutions provides efficient service, the interactions are typically less personalised than Silverstone Leasing. The platform is designed to facilitate transactions smoothly but may lack the one-on-one engagement provided by dedicated account managers.

Unique Offerings and Benefits

Silverstone Leasing: Comprehensive and Flexible

Silverstone Leasing offers a range of additional benefits, including flexible end-of-term options, a wide variety of vehicles (including the latest models and specifications), and full maintenance packages, which provide peace of mind and enhance the leasing experience.

NHS Fleet Solutions: Focused on Public Sector Advantages

NHS Fleet Solutions offers benefits specifically designed for public sector employees, such as VAT benefits and lower Benefit in Kind (BIK) taxes. However, these benefits are tailored to a specific customer group and may not be accessible or relevant to all.

Conclusion: Choosing the Right Leasing Partner

Silverstone Leasing is the recommended choice for customers who value a highly personalised leasing experience with expert guidance throughout their leasing journey. Their focus on dedicated account management ensures that customers receive attentive service tailored to their specific needs and circumstances.

While offering significant benefits for public sector employees through its salary sacrifice scheme, NHS Fleet Solutions may not meet the needs of those looking for a personalised leasing arrangement with ongoing support from knowledgeable experts.

Does the NHS have a car scheme?

    Yes, the NHS offers a car scheme through Silverstone Leasing. This scheme is primarily a salary sacrifice scheme that allows NHS employees and other eligible public sector workers to lease a car cost-effectively. The scheme works by the employee agreeing to give up part of their salary in exchange for a non-cash benefit, such as a new car. This arrangement can lead to savings on tax and National Insurance and includes other benefits such as comprehensive car insurance, breakdown cover, maintenance, and tyres.

Do NHS staff get a discount on cars?

    NHS staff can access discounts on cars through various programmes, one of the most notable being through Silverstone Leasing. The salary sacrifice scheme, EVolve Car Scheme allows NHS staff to lease cars at competitive rates, often including additional benefits that may not be available to the general public. These benefits can make leasing through the NHS scheme more attractive than typical car leasing agreements. Additionally, various third-party offers and discounts are available to NHS staff on purchasing vehicles, often provided by car manufacturers or dealerships as part of promotions targeting public sector employees.

Is the NHS car lease scheme worth it?

    Whether the NHS car lease scheme is worth it depends on individual circumstances, but it offers several advantages:

    • Tax and National Insurance Savings: Since the lease payments are deducted from gross salary, employees reduce their taxable income, which can lead to significant tax and National Insurance savings.
    • Inclusive Costs: The lease often includes insurance, maintenance, breakdown cover, and road tax, which can simplify budgeting for car-related expenses.
    • No Depreciation Worries: Leasing a car through the scheme means employees don’t have to worry about the depreciation of the vehicle, as they can return it at the end of the lease period without the hassle of resale.
    • Access to New Cars: Employees can access new vehicles and the latest models, which might be more economical, safer, and feature the latest technology.

    However, potential downsides include:

    • Contract Obligations: Being tied into a lease contract for a fixed term (typically two to four years) means you need to be sure of your long-term financial stability.
    • Mileage Restrictions: Similar to any lease, there are mileage limits, and exceeding these can incur hefty charges.
    • Impact on Loan Applications: The salary reduction may affect mortgage or loan applications by showing a lower annual income.

Who is eligible for NHS Fleet Solutions?

    Eligibility for NHS Fleet Solutions typically includes:

    • NHS Employees: All NHS employees who receive their salary through PAYE are generally eligible.
    • Other Public Sector Employees: Often, employees from other parts of the public sector can access these schemes, provided their employer participates in the NHS Fleet Solutions or similar programmes.
    • Permanent and Fixed-term Contracts: Employees on permanent contracts are eligible, and those on fixed-term contracts may also be eligible, provided the term of the lease does not exceed their contract duration.

    Eligibility can vary slightly depending on specific employer agreements and the terms set out by NHS Fleet Solutions. Employees interested in the scheme should consult their HR department or the scheme administrator for their specific eligibility criteria.

    Silverstone's EVolve Car Scheme is very similar, with a wider range of cars on offer. 

NHS Car Leasing Deals 

In stock Top deal Metallic Paint Included

SUZUKI SWIFT HATCHBACK

1.2 Dualjet 83 12V Hybrid SZ-T 5dr Auto

£209.63 Per Month (inc VAT)

£1,886.67Initial Rental

  • 48 months
  • 5,000.00 miles pa

£174.69 Per Month (excl VAT)

£1,572.21 + VATInitial Rental

  • 48 months
  • 5,000.00 miles pa
  • 48 month term
  • 5000 miles per annum
In stock Top deal

AUDI A3 SPORTBACK

40 TFSI e S Line 5dr S Tronic

£344.45 Per Month (inc VAT)

£3,100.05Initial Rental

  • 48 months
  • 5,000.00 miles pa

£287.04 Per Month (excl VAT)

£2,583.36 + VATInitial Rental

  • 48 months
  • 5,000.00 miles pa
  • 48 month term
  • 5000 miles per annum
In stock Top deal

MAZDA CX-60 ESTATE

2.5 PHEV Exclusive Line 5dr Auto [Comfort Pack]

£496.91 Per Month (inc VAT)

£4,472.19Initial Rental

  • 48 months
  • 5,000.00 miles pa

£450.65 Per Month (excl VAT)

£4,055.85 + VATInitial Rental

  • 60 months
  • 5,000.00 miles pa
  • 60 month term
  • 5000 miles per annum
In stock Top deal

TESLA MODEL Y HATCHBACK

Long Range AWD 5dr Auto

£543.68 Per Month (inc VAT)

£4,893.12Initial Rental

  • 48 months
  • 5,000.00 miles pa

£453.06 Per Month (excl VAT)

£4,077.54 + VATInitial Rental

  • 48 months
  • 5,000.00 miles pa
  • 48 month term
  • 5000 miles per annum
In stock Top deal

TESLA MODEL Y HATCHBACK

Performance AWD 5dr Auto

£649.75 Per Month (inc VAT)

£5,847.75Initial Rental

  • 48 months
  • 5,000.00 miles pa

£541.46 Per Month (excl VAT)

£4,873.14 + VATInitial Rental

  • 48 months
  • 5,000.00 miles pa
  • 48 month term
  • 5000 miles per annum
Top deal

PORSCHE MACAN ELECTRIC ESTATE

300kW 4 100kWh 5dr Auto

£899.46 Per Month (inc VAT)

£8,095.14Initial Rental

  • 60 months
  • 5,000.00 miles pa

£749.55 Per Month (excl VAT)

£6,745.95 + VATInitial Rental

  • 60 months
  • 5,000.00 miles pa
  • 60 month term
  • 5000 miles per annum
Top deal

SKODA ENYAQ ESTATE

210kW 85x Sportline Plus 82kWh 4x4 5dr Auto

£560.59 Per Month (inc VAT)

£5,045.31Initial Rental

  • 60 months
  • 5,000.00 miles pa

£467.16 Per Month (excl VAT)

£4,204.44 + VATInitial Rental

  • 60 months
  • 5,000.00 miles pa
  • 60 month term
  • 5000 miles per annum
Top deal

KIA SPORTAGE ESTATE

1.6T GDi ISG GT-Line 5dr

£333.05 Per Month (inc VAT)

£2,997.45Initial Rental

  • 48 months
  • 5,000.00 miles pa

£277.54 Per Month (excl VAT)

£2,497.86 + VATInitial Rental

  • 48 months
  • 5,000.00 miles pa
  • 48 month term
  • 5000 miles per annum
In stock Top deal

MG MOTOR UK ZS HATCHBACK

1.0T GDi Exclusive 5dr DCT

£297.03 Per Month (inc VAT)

£2,673.26Initial Rental

  • 48 months
  • 5,000.00 miles pa

£247.52 Per Month (excl VAT)

£2,227.72 + VATInitial Rental

  • 48 months
  • 5,000.00 miles pa
  • 48 month term
  • 5000 miles per annum
Top deal Metallic Paint Included

VOLKSWAGEN TIGUAN ALLSPACE ESTATE

1.5 TSI R-Line 5dr DSG

£444.50 Per Month (inc VAT)

£4,000.50Initial Rental

  • 60 months
  • 5,000.00 miles pa

£370.42 Per Month (excl VAT)

£3,333.78 + VATInitial Rental

  • 60 months
  • 5,000.00 miles pa
  • 60 month term
  • 5000 miles per annum
In stock Top deal

TESLA MODEL 3 SALOON

Performance AWD 4dr Auto

£880.75 Per Month (inc VAT)

£7,926.77Initial Rental

  • 48 months
  • 5,000.00 miles pa

£733.96 Per Month (excl VAT)

£6,605.64 + VATInitial Rental

  • 48 months
  • 5,000.00 miles pa
  • 48 month term
  • 5000 miles per annum
In stock Top deal

VOLKSWAGEN GOLF HATCHBACK

2.0 TSI GTI 5dr DSG

£414.84 Per Month (inc VAT)

£3,733.56Initial Rental

  • 48 months
  • 5,000.00 miles pa

£345.70 Per Month (excl VAT)

£3,111.30 + VATInitial Rental

  • 48 months
  • 5,000.00 miles pa
  • 48 month term
  • 5000 miles per annum